I had been bombarded by spamming/scamming legals about a car I owned 10 years ago qualifying for misselling payout. I could not remember, so went onto Equifax to check whether I'd had finance. I had n... Toon meer
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What a palaver, someone managed to buy a mobile phone as me - except all the details were wrong, just my name. I contacted Vodafone (who sold the phone and I am actually a customer of), Lloyds (who th... Toon meer
Bedrijf heeft geantwoord
I checked my score with them first time,and its a dodge/scammer company. While the other two credit agencys are perfect (also my credit score is good on there, inmaculate file,etc) they provide ab... Toon meer
Bedrijf heeft geantwoord
Liked they let me know they had found my email address 12 times in places it should not have been but did not like the fact they gave me no details whatsoever other than it had been found caused me mo... Toon meer
Bedrijf heeft geantwoord
Bedrijfsgegevens
- Kredietinformatiebureau
- ook in
- Alternatieve financiële diensten
- Kredietregistratiebureau
- Niet-bancaire financiële diensten
Over Equifax
Geschreven door het bedrijf
Our Equifax Credit Report & Score has been built to be more usable, accessible and accurate than ever, featuring a credit score which is out of 1000 points. Our enhanced Equifax Credit Report also includes a range of Identity Protection Features as well as access to our highly experienced call centre Support Team.
Having access to your credit report will show you areas in your financial life that can affect your credit score. We explain how the Equifax Credit Report & Score works and how you can use it to help manage your financial information.
*Your first 30 days are free then it’s £14.95 per month. You can cancel at any time.
If you would like to discuss a query, raise a data dispute or make a complaint, you can do so by visiting our Online Help. This facility is free to use and you do not need to be an Equifax customer. Online Help also has lots of FAQ's which may answer your questions.
Contact
Visit Online Help for information.
Contactgegevens
Verenigd Koninkrijk
- www.equifax.co.uk
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Painful but all sorted now, hopefully.
What a palaver, someone managed to buy a mobile phone as me - except all the details were wrong, just my name. I contacted Vodafone (who sold the phone and I am actually a customer of), Lloyds (who the purchaser uses and I don't bank with), Equifax, Experian and Transunion. Slow and painful but all sorted now, hopefully.

Antwoord van Equifax
Likes and dislikes
Liked they let me know they had found my email address 12 times in places it should not have been but did not like the fact they gave me no details whatsoever other than it had been found caused me more worry than good

Antwoord van Equifax
Easy to set up and log in
Easy to set up and log in, really simple to view the Information I needed, and a website that’s simple to navigate

Antwoord van Equifax
Legitimate disputes can negatively affect your score
Equifax confirmed to me that when a lender reports a Q marker for an account being in query, Equifax converts it into a payment status which can negatively affect the consumer’s credit score.
In my case, the Q relates to a legitimate PayPal purchase dispute that was resolved in my favour. I continued to make the required payments on the credit account throughout.
Equifax therefore negatively treats a legitimate purchase dispute as adverse payment information, despite there being no missed payment, arrears or default.
Equifax also closed my original case immediately after responding, despite telling me I could reply to it.
I have now raised a formal complaint. If the matter is not resolved appropriately, I will consider referring the complaint to the Financial Ombudsman Service

Antwoord van Equifax
Beware scammers!
I checked my score with them first time,and its a dodge/scammer company.
While the other two credit agencys are perfect (also my credit score is good on there, inmaculate file,etc) they provide absolutley invalid details.Im not on the electroral roll,one missed payment with pay pal ( I havent got pp account 😆) and my score is poor 😂🤣 !!!!
Yes,then the blablabla comes, agencys are different,BUT THE FACT IS THEY USING THE SAME DATA BASES 😁
Avoid them, especially dont pay for them as this is an absolutley scammer company!!!

Antwoord van Equifax
They are just pathetic dump
They are just pathetic dump. I asked to refund subscription they have taken on first day or cycle cause i no longer needed service but despite being giant in industry they are not willing to care for their customers request. Kept deniying my request

Antwoord van Equifax
Is it worth it? No
To say consumers rely on organisations such as this I have to say they make it hard work, don’t really seem interested in dealing with disputes and lack basic skills to resolve and deal with consumers who have genuine issue such as fraud etc

Antwoord van Equifax
Can’t give zero unfortunately or I…
Can’t give zero unfortunately or I would .
Diabolical service .
Huge personal data errors.
Won’t rectify it for me .
In the process of retaining legal representation.
Equifax and clear score both made huge errors on my credit report .
So beware should there be someone in the world who has the same name and date of birth as yourself!
Because they don’t believe photographic or legal documentation to prove otherwise .
Would love to have one of their legal representation to call me !

Antwoord van Equifax
No response to support ticket
Noticed the info on my credit report relating to the electoral roll was incorrect and needed correcting, sent a support ticket 2 weeks ago, no response whatsoever.

Antwoord van Equifax
They just close cases instantly without…
They just close cases instantly without giving you the option to respond

Antwoord van Equifax
Terrible experience
Terrible experience. The interface seems designed to try trick me into providing payment details (as proof of identity), but apparently opening a paid account.
Every time I log in I am asked for payment details.
On a separate subject I had a query about a credit agreement being added to my account. I explain in detail BUT - each time I ask the questions I get an incomplete reply, but with the query marked as resolved. They don’t answer my specially enumerated questions. This despite specifically asking for thread closure to not happen until I agree the issue is resolved.
Even google says the interface is confusing and tries to trick customers.

Antwoord van Equifax
Always having trouble.
Whenever a company gets my report from them, I am having trouble. I cannot reach any customer service. Even though everthing is okay with other credit companies, I always have trouble to improve my score in Equifax. They cause me too much stress.

Antwoord van Equifax
Absolutely useless company
Absolutely useless company. Raised a complain as to why my score is low, with no missed payments, no ccj’s, on the electoral register etc etc and they basically turn around and say it’s ‘generated my a computer system’ therefore we can’t help you and refer me to the ombudsman to offset dealing with my complaint. Not only that they responded in a way which makes it look like they didn’t even read my complaint properly, their response had no substantance to it. Just autogenerated bullshit. Unprofessional company, it’s scary that a company so shit is in charge of something as important as scoring everyone’s credit score. Abysmal.

Antwoord van Equifax
Easy to register and be given credit…
Easy to register and be given credit score just took me a bit of searching to find the information on the loan companies I had been with. But I was pleased with the information i had found.

Antwoord van Equifax
Easy to access report - awkward to challenge entries
It's easy to register, and to gain access to your credit report. However, I had a dispute over a credit entry that had expired the 6 year limit, to be reported on my profile. It took me submitting two cases to request a review (neither was fully investigated properly), and as such a subsequent complaint was raised to get it removed.

Antwoord van Equifax
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