Vida Homeloans Reviews 

1.311
•
TrustScore 4.5 uit 5

4,5

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

Thanks to Vida we finally became homeowners in April via SimplyLending. Vida’s decision to lend changed our lives and we are living in our dream home. They have been very fair with their assessments... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Great telephony team. Greet underwriting. Worked with Daniel Shah recently and he was extremely approachable and common sense underwriter, which is exactly what we need when we work with complex cases... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Initial application failed on the house we were renting due to it being near to a social club. We appealed but this was not overturned, fair enough. Second house everything went through, s... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 1 van de 5 sterren

I applied with Vida home loans via broker with a salary of 45K Vida declined me based on my affordability which I dont understand. Vida home loans make out to be people that are willing to help workin... Toon meer

Bedrijfsgegevens

  1. Hypotheek

Geschreven door het bedrijf

More than ever before, borrowers need a lender that will react and respond when they are faced with financial complexity. Vida is the mortgage lending specialist with a clear focus on helping more customers in their home ownership journey, unravelling complex situations, and making the process clear and simple. Working exclusively with expert intermediary partners, Vida combines cutting-edge technology with skilled and caring people to deliver an efficient and differentiated customer experience. With over 11,000 customers we have lent over £2.1bn since our launch in 2015, but we want to do more. By continuing to invest in technology, people, and process to ensure we deliver a market-leading proposition that helps more people with a wider range of home-buying needs. We are flexible and efficient; we cut through complexity and never accept second best. At Vida, we always keep our promises, what you see is what you get, and it will never change. Put simply, Vida helps those who are typically ignored by high street banks to get life moving.


Contactgegevens

4,5

Uitstekend

TrustScore 4.5 uit 5

1K reviews

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4,5

Alle reviews

(1.311)

234 reviews in de afgelopen 12 maanden

Een review schrijven
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Beoordeeld met 5 van de 5 sterren

Have to love Vida Home Loans

Have to love Vida Home Loans. Easy to use online system. Sensible requirement requests. Great service times. Good comms.

15 oktober 2026
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Great support from Gemma

I want to call out Gemma, BDM in Vida’s Premier Hub, for her outstanding support on a recent case. There was some confusion over a CML form, and the case got stuck in a loop between underwriting and the valuer with no clear way forward.

Gemma stepped in, took complete ownership and expedited the process brilliantly. Within 24 hours it was all resolved. As a broker, it makes a huge difference to have this kind of BDM support. My client was kept on track, and I was kept informed at every step.

Thank you Gemma!

14 oktober 2026
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

As an independent broker of 32 years

As an independent broker of 32 years, I work with the whole of market. I have used Vida, when their products suit the needs of the customer, on several occasions and they are above average on most things and their online application system is actually superior to most. Communication is good and requirements throughout clearly stated, hence the high score.

10 augustus 2026
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

Great as usual

Great telephony team. Greet underwriting. Worked with Daniel Shah recently and he was extremely approachable and common sense underwriter, which is exactly what we need when we work with complex cases. Someone you can give a call to. Thanks as usual, team, you are the best

12 oktober 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Sabina,

We are glad to hear that our telephony and underwriting services met your expectations. It is great to know that our team provided the practical, accessible approach needed for your complex cases. Thank you for your continued support and positive feedback.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Amazing service

Amazing service, considering we both have are age against us, they really pulled through, thank you for amazing service, this means so much to us

12 oktober 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi David,

We are glad you enjoyed your experience with our team. Assisting you was our absolute pleasure, and we thank you for your feedback.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Life changers

Thanks to Vida we finally became homeowners in April via SimplyLending. Vida’s decision to lend changed our lives and we are living in our dream home. They have been very fair with their assessments and conditions and very clear with their paperwork too. If you do contact them they are very quick to reply.

30 april 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi there,

We are delighted to hear that we could assist you in securing your new property. It is wonderful to know that our clear communication, fair evaluations, and prompt responses made such a meaningful impact on your journey. Thank you for taking the time to share your positive experience with us.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

5 stars for Barry Lindsay

Barry Lindsay, an underwriter at Vida Homeloans, was extremely polite and helpful and got the case to offer.

8 oktober 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Mandeep,

We are glad you enjoyed your experience. Thank you for your review! We appreciate your feedback on our team.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Chantelle

Chantelle, and all the gang offered the best experience, quick with queries. Over all good experience. Can't wait to work with them soon

7 oktober 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Roy,

We appreciate your kind feedback. We are glad to hear our team answered your questions promptly, and we look forward to collaborating again soon.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

I can’t actually believe that I m a…

I can’t actually believe that I m a home owner now😭😭😭💃💃💃 thank you VIDA

21 juli 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi there,

We are so happy to hear that you have successfully purchased your new property. Congratulations on this major milestone, and thank you for your wonderful feedback!

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

5 Star Service

Kept up to date with the process, regular emails, and verification call from Andrea just prior to Offer to ensure things are right first time for our compliance as well as correct for the customer. Great service, thank you!

5 oktober 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi there,

We are glad you enjoyed your experience with our communication process. We appreciate your positive feedback regarding our team's thorough verification checks to ensure complete accuracy for everyone involved.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Great Broker Experience.

Great Broker Experience.

Vida BDM team are second to none. I dealt with Dan in a most recent transaction and his intricacy around the application process and criteria makes cases fly through.

I highly recommend

14 september 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Joe,

We are glad you enjoyed your experience with our team. We appreciate your positive feedback regarding the detailed attention given to your application, which helped the entire process run smoothly.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

As a broker

As a broker, I've had a great experience as has my client. As one of the more quirky lenders the process has been smooth and Barry the underwriter has been great with communication

1 oktober 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Emma,

We are glad you enjoyed your experience working with us. Thank you for sharing your positive feedback about our smooth process and effective communication during your transaction.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Lisa Dowson took on my case and made it…

Lisa Dowson took on my case and made it very quick and smooth. Thank you for quick turnaround, great service!

2 oktober 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Kerry,

We are happy to hear that our fast turnarounds provided a smooth and successful experience with your case.

Kind regards, Vida Homeloans

Beoordeeld met 4 van de 5 sterren

Easy PT process

Easy PT process - 1 point and area to improve upon, would be to make the account number available to the broker ( fine if limited to originator) to avoid the customer having to call and then provide the information
Otherwise really good slick process

2 oktober 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Shaun,

Thank you for taking the time to share your feedback with us. We're glad you enjoyed your experience and found our overall process to be smooth and efficient. We also appreciate your constructive suggestion regarding the availability of account details for brokers during product transfers.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Recommended

Initial application failed on the house we were renting due to it being near to a social club. We appealed but this was not overturned, fair enough.

Second house everything went through, some wobbles around my market supplement but this was considered and accepted. The new house is much better so it all makes sense.

As the sort of customer Vida is geared towards I can only say how happy we are to have got a mortgage.

Vida do what they say, they look properly at your circumstances and are fair. We needed to answer some questions around my credit profile but nothing intrusive.

We also got cashback on the mortgage which helped pay the legal fees which was excellent.

Recommended.

8 september 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Robert,

We are glad you enjoyed your experience with our team. Navigating the mortgage application process can certainly involve a few unexpected turns. We appreciate your patience while we evaluated your application. Hearing that the second property turned out to be an even better fit is wonderful news, and we are happy to know that the provided cashback helped cover your legal expenses. Thank you for taking the time to share your feedback and for your recommendation.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Great lender with problem cases

Great lender with problem cases
Patricia the Underwrighter was amazing.

30 september 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Paul,

We're glad you enjoyed your experience with our team's helpful service.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

submitting business through with Vida

submitting business through with Vida, has always been brilliant. They always provide updates within good time. Their staff are always friendly and helpful. thank you

30 september 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Zoe,

We appreciate your wonderful feedback. We are happy to hear that our timely updates and helpful team have made submitting your business a smooth experience.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Amazing

Amazing.
The team is prepared, criteria are better than others on adverse. Chantal was amazing as an underwriter

30 september 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Klizia,

We are happy to hear that our team provided such great service and flexible options during your underwriting process. Thank you for your review.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Excellent service fast and efficient I…

Excellent service fast and efficient I didn’t think I could get a mortgage and they gave me the honest opinion and gave me the confidence to proceed and now I am buying a home! Amazing Thankyou!

30 september 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Kriss,

We are glad you enjoyed your experience with our team. Helping you gain the confidence to secure your new home was a pleasure, and we thank you for sharing this positive feedback with us!

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Excellent communication and turnaround

Vida were excellent with their communication with me providing regular updates. Their turnaround times were excellent for a specialist lender and I was particularly impressed with the direct calls I received from the underwriter. A turnaround time of 7 working days from app to offer and that included a valuation being carried out on the property. My client had only started contracting just over 3 months ago but with prior industry experience, Vida accepted his application. Very impressed and I will definitely consider using Vida again.

29 september 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Vicki,

We are glad you enjoyed your experience working with our team. Thank you for taking the time to share such detailed and positive feedback about your recent case. We are happy to hear that our clear updates, rapid seven-day processing timeframe, and direct communication from our underwriting specialists made such a strong impression. Supporting clients with unique circumstances, including those who have recently transitioned into contracting based on their background, is a key focus for our service. We truly appreciate your partnership and look forward to assisting you with future applications.

Kind regards, Vida Homeloans

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