Vida Homeloans Reviews 

1.311
•
TrustScore 4.5 uit 5

4,5

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

Thanks to Vida we finally became homeowners in April via SimplyLending. Vida’s decision to lend changed our lives and we are living in our dream home. They have been very fair with their assessments... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Great telephony team. Greet underwriting. Worked with Daniel Shah recently and he was extremely approachable and common sense underwriter, which is exactly what we need when we work with complex cases... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Initial application failed on the house we were renting due to it being near to a social club. We appealed but this was not overturned, fair enough. Second house everything went through, s... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 1 van de 5 sterren

I applied with Vida home loans via broker with a salary of 45K Vida declined me based on my affordability which I dont understand. Vida home loans make out to be people that are willing to help workin... Toon meer

Bedrijfsgegevens

  1. Hypotheek

Geschreven door het bedrijf

More than ever before, borrowers need a lender that will react and respond when they are faced with financial complexity. Vida is the mortgage lending specialist with a clear focus on helping more customers in their home ownership journey, unravelling complex situations, and making the process clear and simple. Working exclusively with expert intermediary partners, Vida combines cutting-edge technology with skilled and caring people to deliver an efficient and differentiated customer experience. With over 11,000 customers we have lent over £2.1bn since our launch in 2015, but we want to do more. By continuing to invest in technology, people, and process to ensure we deliver a market-leading proposition that helps more people with a wider range of home-buying needs. We are flexible and efficient; we cut through complexity and never accept second best. At Vida, we always keep our promises, what you see is what you get, and it will never change. Put simply, Vida helps those who are typically ignored by high street banks to get life moving.


Contactgegevens

4,5

Uitstekend

TrustScore 4.5 uit 5

1K reviews

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4,5

Alle reviews

(1.311)

235 reviews in de afgelopen 12 maanden

Een review schrijven
Bedrijven op Trustpilot mogen geen beloningen aanbieden of betalen om reviews te verbergen. Reviews zijn de meningen van individuele gebruikers en niet van Trustpilot. Meer informatie

Beoordeeld met 5 van de 5 sterren

A great lender and amazing experience…

A great lender and amazing experience from the underwriter.

31 maart 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Anoop,

We're happy to hear that you had such a wonderful experience. Thank you for your positive feedback; it means a lot to us.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Difficult case easy solution Vida home

had very good experience with Vida home loans. underwriter is very efficient ,professional and helpful .

5 februari 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Sajid,

We're happy to hear that you had a very good experience with us. It's great to know the underwriter was efficient, professional, and helpful.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Alex - brilliant and understanding underwriter

Alex , the underwriter at Vida, has been brilliant. Very understanding of the complexity of my case. It's currently a very volatile market, and being a mortgage broker within the industry has its challenges.
It's nice to know that lenders understand these challenges, and work with us where criteria allows. I would definitely recommend Vida to my future clients.

27 maart 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Lian,

We appreciate you sharing your experience. It's great to hear that our team member was so helpful and understanding of your situation in this challenging market. We're glad that we could work with you and that you'd recommend us.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Jaspal Dhami

Jaspal Dhami
Really helped with a case he went above and beyond to help to overturn a declined case.

27 maart 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Karen,

We're happy to hear that we could assist you with your case and help to overturn the declined outcome. Thank you for your positive feedback!

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Great experience

Great experience. Underwriter Barry responds straight to question without delay away and got offered very quickly. . Application went through super Smoove.

27 maart 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Peter,

We're happy to hear that you had a great experience! It's wonderful that our team offered a quick and smooth application process. Thank you for your positive feedback.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Very good service level

Very good service level. It was a pleasure to deal with Underwriter Barry - great and professional as expected!

27 maart 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Marcin,

We are happy to hear that you received great service. We appreciate your positive feedback regarding the professional assistance you received.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Vida have taken a step up

Vida have taken a step up in there processing of cases and even though this was a bit more of a complicated case they could not have done any more in helping to get it through.

The underwriter Gary Todd was out standing.

25 maart 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Robert,

We're happy to hear that our processing of cases has improved and that we could help with your complicated case. We appreciate your positive feedback regarding the underwriter.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

The 3 Amigos

I have to Say there are 3 people this goes to - Raymond Smith, Torben Clowes and the very great Patsy Ridley.
These three are an absolute credit to your team.
Thanks for all you help and support with the remortgage of a BTL and purchase of a resi for my client.
Look forward to working with you all again soon

23 maart 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Claire,

We're happy to hear that our team members provided excellent support with the remortgage and purchase. We appreciate your positive feedback and look forward to working with you again soon.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Fantastic service

Yet again another fantastic level of service provided by Vida and in particular Andrea Blane. Excellent can do attitude which a lot of other lenders can learn from, Thank You

23 maart 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Trevor,

We're happy to hear that you had such a fantastic experience! It's great to know our service and positive attitude made a difference for you. Thank you!

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Fantastic experience with Vida…

Fantastic experience with Vida especially Pat our underwriter who went above and beyond to support our clients complex deposit scenario - they worked quickly and took a common sense approach to the case which is always very much appreciated! Very Happy First Time buyer today thanks to you all!

19 maart 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Hayley,

We're happy to hear that you had a fantastic experience! It's great to know our team provided valuable support for your client's deposit scenario. We appreciate your positive feedback and are so glad we could help make their first home purchase a reality.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Helpful Staff

Pat Muller was the underwriter who was managing my application, she really took her time, even went out of her way to explain the process and what things I should be looking out for in the future. I cannot fault her at all, the mortgage offer was also issued extremely quickly!

19 maart 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Hannah,

We're happy to hear that the application process was smooth and quick. It's great to know that you felt supported and informed throughout. Thank you for your positive feedback!

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Barry Lindsay was the underwriter on…

Barry Lindsay was the underwriter on the case with Vida and he was very kind and understood the case thoroughly and provide great service and he was really quick in issuing the mortgage offer, i would highly recommend Vida Home Loans

19 maart 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Gaurav,

We're happy to hear that the underwriter provided great service and thoroughly understood your case. We appreciate your recommendation and are glad the mortgage offer was issued quickly.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

5 stars

Brilliant service start to finish

18 maart 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Amy,

We're glad you enjoyed your experience with us. Thank you for your positive feedback; it means a lot to us.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

I had a very complex case on a very…

I had a very complex case on a very tight deadline. Lisa @ Vida was the underwriter in this case and she went over and above to take my calls and help me get the offer issued quicker than it should have been due to a deadline the client was given by the council. Excellent service, over and beyond the stated SLA's.

13 maart 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi there,

We're happy to hear that we could assist you with your complex case and meet your tight deadline. We appreciate your positive feedback regarding the service provided that exceeded the expected standards.

Kind regards, Vida Homeloans

Beoordeeld met 1 van de 5 sterren

Poor Communication.. now at risk at losingproperty

I’ve been stuck in limbo for the past four weeks. My application was submitted through the broker and the valuation was completed on the 18th of February. Vida later raised a query about the valuation, which the valuers responded to on the 27th of February. Since then, I haven’t received any update from Vida and I’m now at risk of losing the property offer.

Vida say they’re waiting for a response from e.surv to a post valuation query, yet e.surv say they have responded and haven’t received any communication from Vida. I’m struggling to understand what’s actually happening. What’s going on! Response time is shocking and underwriter seems to be uncontactable outside of email, it’s a joke!

14 maart 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Daniel,

Thank you for taking the time to share your experience. We’re sorry to hear about the frustration caused by the delays and appreciate how concerning this can be when a purchase is time sensitive. We can confirm that an update on the current position of the valuation and outstanding post valuation queries was provided to your intermediary on 17 March, who is best placed to discuss the detail with you directly. We recognise the importance of clear communication and are sorry if this has not met expectations. Please be assured your application remains under review, and we are actively working with the relevant parties to progress matters as quickly as possible.

Kind Regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Super service Barry

Brilliant service from Vida Homeloans, underwriter on the case Barry was super efficient, assessed documents promptly and can honestly say made the application seamless.

13 maart 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Stacey,

We're happy to hear that the application process was seamless, and the service was brilliant. We appreciate your positive feedback and thank you for taking the time to share.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

EXcellent service and very easy to…

Excellent service and very easy lender to deal with, very understanding. I must all the staff's are very professional and so the was the underwriter. Got things resolved straight away.

13 maart 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Mohammed,

We're happy to hear that you had such a positive experience! We appreciate your kind words regarding our team's professionalism and understanding approach. Thank you!

Kind regards, Vida Homeloans

Beoordeeld met 1 van de 5 sterren

Do not go anywhere near Vida Homeloans…

Do not go anywhere near Vida Homeloans unless you can’t get a mortgage anywhere else. Try lots of mortgage brokers to see if you can get alternative lenders. If you do have to get a mortgage with them, get the shortest fixed period you can and re-mortgage away from them as soon as you can. They are TOO expensive.

13 maart 2026
Review zonder uitnodiging
Logo Vida Homeloans

Antwoord van Vida Homeloans

Hi there,

Thank you for taking the time to share your feedback, we really appreciate it. We understand how important rates are, and we continually review and update ours in line with wider market conditions. As a specialist lender, our focus is on supporting customers who may not fit the criteria of mainstream lenders. Thank you again for your comments, they’re valuable in helping us continue to improve.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Another fantastic experiance with Vida

Another fantastic experiance with Vida, application to offer in 7 working days! Even recieved a lovely call from the underwriter, Andrea, prior to offer to confirm a few things. She was a pleasure to deal with.

11 maart 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Michael ,

We're happy to hear that your experience was fantastic! It's great to know that the application process was smooth and efficient. We appreciate your positive feedback.

Kind regards, Vida Homeloans

Beoordeeld met 5 van de 5 sterren

Brilliant Experience - Vida

Brilliant Experience, Heather worked on our case with diligence and speed meaning the clients journey to Offer really strong.

4 maart 2026
Review zonder uitnodiging
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Antwoord van Vida Homeloans

Hi Leon,

We're happy to hear that the work done on your case was handled with such diligence and speed, leading to a strong offer. Thank you for your feedback.

Kind regards, Vida Homeloans

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