Bikmo Reviews 442

TrustScore 4 uit 5

3,9

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

I had to make a claim following an unscheduled trip into the Leeds Liverpool canal after a puncture on my Brompton E-Bike which wrecked the (rather expensive) motor. Bikmo were supportive, helpful... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 4 van de 5 sterren

Easy to make a claim via the online form. Response time was good, requested more information. Took a couple of days before claim was granted. Worth noting, and the only reason I can't give a 5. T... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 3 van de 5 sterren

Nach Schafensfall (Diebstahl) ist wochenlang niemand zu erreichen und keine Bearbeitung. Schwierig. Nach Androhung von anwaltlichen Schritten ging es am Schluss schnell und der Schaden wurde unkompliz... Toon meer

Beoordeeld met 5 van de 5 sterren

I got my bike stolen which was obvioulsy terrible. Once I received the ref number from the police, the claim with Bikmo was smooth sailing! Raised the Claim in the morning, by lunch time was requeste... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Fietsverzekeringsmaatschappij

Geschreven door het bedrijf

Award-winning cycle insurance and travel insurance designed to protect your passion.


Contactgegevens

3,9

Goed

TrustScore 4 uit 5

442 reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

Vraagt klanten om een review

Dit bedrijf nodigt klanten uit om een review achter te laten. Deze mag zowel positief als negatief zijn.

Heeft 35% van zijn negatieve reviews beantwoord

Reageert doorgaans binnen 2 weken

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Beoordeeld met 2 van de 5 sterren

Lange Bearbeitungszeit

Anders als auf ihrer Website im Bereich „Bewertungen“ angegeben, antworten sie nicht schnell; manchmal dauert es bis zu zwei Wochen, nachdem ich mehrfach nachgehakt habe.
Zudem ist die Bearbeitungszeit eines Versicherungsfalls lang (ebenfalls entgegen den Bewertungen auf ihrer Website). In meinem Fall sind bereits fast zwei Monate vergangen, und es liegt immer noch keine Entscheidung von ihrer Seite vor.

Übersetzt mit DeepL.com (kostenlose Version)

16 maart 2026
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

I couldn't imagine having a better…post accidental damage experience with my insurance.

I couldn't imagine having a better cycling insurance than Bikmo. having even a small bicycle accident was not easy and the damage on the bike kept me back from training. I felt comfortable with Bikmo. Their customer care is responsive, empathetic, meticulously going through your details, so have your receipts ready. They paid of quickly, not weeks or months but 3 working days. Now, I haven't felt as confortable with other companies, as with Bikmo so I switched back to Bikmo and I look forward to see them expanding in Europe too!

8 april 2026
Review zonder uitnodiging
Logo Bikmo

Antwoord van Bikmo

Thank you so much for your kind words, Calliope! We're delighted to hear that you felt supported during a tough moment and that our team could make the claims process smooth and fast. We truly appreciate your long-term trust and support.

Ride safe,

Team Bikmo

Beoordeeld met 1 van de 5 sterren

Bürokratie und Ausreden um nicht zu zahlen

Ich hatte eigentlich einen guten Eindruck von Bikmo. Leider zahlen sie mir meinen Fahrraddiebstahl nicht mit der Begründung: Weil ich keine Rechnung von meinem Schloss habe, kann ich nicht nachweisen, überhaupt ein Schloss benutzt zu haben.
Ich finde das affig. Hier wird zusätzliche Bürokratie geschaffen, nur um sich rauszureden.
Ich hatte auch schon andere Fahrradversicherungen in der Vergangenheit, keine ist so kompliziert und bürokratisch wie Bikmo.

26 maart 2026
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

I was absolutely gutted when my bike…

I was absolutely gutted when my bike got stolen and Ellie and Tom at Bikmo were so efficient and responsive dealing with my claim. I got back what I paid for the bike and was able to buy a new one. Very pleased with the service 👌

24 maart 2026
Review zonder uitnodiging
Logo Bikmo

Antwoord van Bikmo

Thank you for the review! We're pleased to hear that you already have a replacement bike thanks to our speedy claims team.

Looking forward to seeing you out and about on your new ride! 

Ride safe, 
Team Bikmo

Beoordeeld met 5 van de 5 sterren

Very well handled claim.

I had to make a claim following an unscheduled trip into the Leeds Liverpool canal after a puncture on my Brompton E-Bike which wrecked the (rather expensive) motor.
Bikmo were supportive, helpful and handled the claim quickly and without fuss. They are fellow cyclists and understand. I recommend them highly. Thanks.
Other insurers may be cheaper but do not offer such good cover and support.

22 maart 2026
Review zonder uitnodiging
Logo Bikmo

Antwoord van Bikmo

Thank you for the review! We're glad that we could help you get back riding after your claim.

Hopefully you have no more unscheduled trips moving forward, but if you do, please get in touch and we'll be happy to help. 

Ride safe, 
Team Bikmo

Beoordeeld met 5 van de 5 sterren

Great friendly fair claim service

Great friendly fair claim service (on a small broken Garmin claim). V impressed with Bikmo

25 maart 2026
Review zonder uitnodiging
Logo Bikmo

Antwoord van Bikmo

Thanks so much for your kind words, Simon. We’re really glad we could bring a bit of positivity to an otherwise frustrating situation!

All the best,

Team Bikmo

Beoordeeld met 1 van de 5 sterren

Looks comprehensive, but key scenarios not covered

I had a bike insured with Bikmo which was stolen from a secure workplace location.

My claim was rejected, and I escalated it to the Financial Ombudsman Service. The Ombudsman has now upheld the rejection.

The decision came down to a very specific policy definition: theft outside the home (after 24 hours) is only covered if the bike is stored in “cycle parking” that is paid for via a monthly or yearly subscription.

In my case, the location met most criteria but wasn’t paid for—so the claim wasn’t covered.

My takeaway is that the policy is much more restrictive in practice than many people would assume. I’d strongly recommend getting absolute clarity on your exact storage situation before relying on this cover.

26 maart 2026
Review zonder uitnodiging
Logo Bikmo

Antwoord van Bikmo

Thank you for taking the time to share your experience. We completely understand how disappointing it is when a claim can’t be covered.

We always aim to provide cover wherever possible. However, there are unfortunately circumstances where policy conditions aren’t met, and in those cases we’re unable to cover the loss. 

We continuously review and improve our products, and feedback like this is genuinely valuable in helping us do that. We’ve taken your comments on board as part of that ongoing process.

Thank you again for your feedback, and we’re sorry we couldn’t provide a different outcome on this occasion.

Team Bikmo

Beoordeeld met 5 van de 5 sterren

Their help was outstanding in helping…

Their help was outstanding in helping us to decide on the security we needed for the wife's new three wheeled tricycle.
Highly recommended.

30 juli 2025
Logo Bikmo

Antwoord van Bikmo

Thanks so much for the excellent feedback, Taff, we really appreciate it! Wishing you many happy miles on the new tricycle.

Beoordeeld met 5 van de 5 sterren

My bike was vandalised whilst chained…

My bike was vandalised whilst chained in a town centre location. The claim was settled within three weeks (some delays due to police being slow in issuing the crime reference number and me not having enough photos of the bike at hand, so needed to dig for them - lesson for the future).

The communication with Bikmo was superb and I would like to particularly thank Jonny, Tom and Ellie for sorting out all the various documents, photos and details I sent. They also kindly phoned the bike shop to double check the quote rather than me trying to obtain clarifications.

All in all, the experience was as positive as it could be given the circumstances. Hope to get my bike fixed in a few days and be back on two wheels for my daily chores, nursery runs etc. Thank you, Bikmo Team.

24 maart 2026
Review zonder uitnodiging
Logo Bikmo

Antwoord van Bikmo

Thanks so much for your kind words! 

We were really sorry to hear about the vandalism, but we’re glad we could get everything sorted for you as smoothly as possible. I’ll be sure to pass your thanks on to Jonny, Tom and Ellie. Wishing you a quick repair and many happy miles back on two wheels

Beoordeeld met 5 van de 5 sterren

Excelent experience

I got my bike stolen which was obvioulsy terrible. Once I received the ref number from the police, the claim with Bikmo was smooth sailing! Raised the Claim in the morning, by lunch time was requested additional information (which I promptly provided) and by the end of afternoon the claim was acepted. Can't ask any better, really. Can't recommend them enough.

20 maart 2026
Review zonder uitnodiging
Logo Bikmo

Antwoord van Bikmo

We are so sorry to hear about your bike, but we’re thrilled we could help turn a terrible day around! 

Thank you for the glowing recommendation. We know how much it means to get back on two wheels as quickly as possible, so we’re glad our team could make the process smooth.

Beoordeeld met 5 van de 5 sterren

Amazing!!

I never write reviews for anything, but the customer service I received from Bikmo was so outstanding that I felt compelled to share my experience.

I came off my bike through no fault of my own, and the damage was significant. I was absolutely heartbroken because I loved that bike so much. Tom and Aaron at Bikmo were incredibly empathetic and genuinely caring. What I had expected to be a stressful, anxious claims process turned out to be unbelievably smooth thanks to them.

If I could give more than 5 stars, I absolutely would. They offered me two fantastic settlement options for my claim, and the whole experience left me feeling supported and reassured.

For all of us bike nerds out there, I can’t recommend this company enough.

17 maart 2026
Review zonder uitnodiging
Logo Bikmo

Antwoord van Bikmo

Thank you so much for these kind words!

We were so sorry to hear about your accident, but we are glad to hear that we managed to put your mind at ease throughout this process. 

Hopefully, you'll be back out riding once you've spoken with the partnered retailer.

Beoordeeld met 5 van de 5 sterren

For speed use their recommended process

Everything done through email, simple process, took a little longer than anticipated, however, I chose to use my trusted cycle shop rather than shipping the bike to be assessed. Overall it’s taken 18 days to settle the claim. Then I’ve to have the new frame rebuilt. Overall though a good experience with friendly, polite and helpful staff.

3 maart 2026
Review zonder uitnodiging
Logo Bikmo

Antwoord van Bikmo

Thank you so much for the 5-star review! We’re glad to hear that you found our email process simple and our team helpful throughout your claim.
We appreciate your patience regarding the 18-day turnaround. We always aim for efficiency, but we are more than happy to accommodate requests to use a trusted local cycle shop for assessments to ensure our riders feel confident in the results.
We hope the new frame rebuild goes smoothly and you’re back out on the road soon. Safe riding!

Beoordeeld met 5 van de 5 sterren

A breath of fresh air

I could not be happier with my experience with Bikmo. I had forgotten about their no depreciation policy until I had my six year old bike stolen. I had my claim approved the very next day, and the representatives I dealt with were so friendly and efficient - made a bad situation completely stress free.

13 maart 2026
Review zonder uitnodiging
Logo Bikmo

Antwoord van Bikmo

Thank you for the 5-star review! We're pleased that you had a great claims experience with us and that we could get you back on the saddle. 

If you need any additional support in the future, just reach out and the team will be happy to help. 

Ride safe, 
Team Bikmo

Beoordeeld met 5 van de 5 sterren

Easy site to navigate

Easy site to navigate, great communication.Policy straight foreward . Best prices and peace of mind being insured everytime i ride my ebike.5 stars Bikmo .

7 maart 2026
Logo Bikmo

Antwoord van Bikmo

Thanks for the 5 stars! We're so glad we can provide that peace of mind every time you're out on your e-bike.

Beoordeeld met 5 van de 5 sterren

Excellent Service and value!.

Excellent Service and value!.. I've used Bikmo for my e-bike insurance since 2020 and they've been great. Monthly payments were low and I've had a few issues which were all resolved and settled quickly.
And after my recent issue with an attempted theft that left my bike inoperable, the advisor (Tom Johnson) was helpful, friendly and quick to help me with my claim.
I'll be getting another bike asap and will be using Bikmo again. - Highly reccomended :)

10 maart 2026
Review zonder uitnodiging
Logo Bikmo

Antwoord van Bikmo

Thanks for the review! We're pleased to have sorted your claim and that you can get back riding soon.

Ride safe,
Team Bikmo

Beoordeeld met 5 van de 5 sterren

Recommended by a fellow MTBiker

Recommended by a fellow MTBiker, got a good price with the referral link, good information regarding the correct price evaluation of the buke and important information before committing.

Asked a few questions to the customer service team and they were also very helpful.

No regrets and seriously recommended

3 maart 2026
Logo Bikmo

Antwoord van Bikmo

Thank you for the 5-star review! If you have any further questions, please reach out to the team and we'll be happy to help.

Ride safe, 
Team Bikmo

Beoordeeld met 5 van de 5 sterren

Could not have asked for a better…

Could not have asked for a better service. Put the bike in for a service and the technician noticed a crack in the frame (so refused quite rightly to service it). Put in a claim with Bikmo on Monday and my claim was approved in full on Tuesday. Setting up credit with a retailer of my choice so I can buy a replacement. Excellent service

3 maart 2026
Review zonder uitnodiging
Logo Bikmo

Antwoord van Bikmo

It’s great to hear that we handled your claim so quickly! 

We're thrilled you're already on your way to getting a replacement. Enjoy picking out your new ride, and we look forward to hearing that you are back on the road soon.

Beoordeeld met 1 van de 5 sterren

When filling out register doesn't ask…

When filling out register doesn't ask about ccj you need find that hidden bit of information in the small print seeming as is such a big deal to them should clearly be asked when sighing up my 20 year old ccj I had because my detail where stolen once and used fraudulently meant I did not qualify luckily I went through the small print after and spotted that important part

15 oktober 2025
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Antwoord van Bikmo

Hi Daniel,

Thank you for taking the time to leave a review, we appreciate you sharing your feedback.

When purchasing a policy, customers are asked to confirm that they have read and understood the eligibility criteria by ticking a declaration box during the sign-up process. This information is also outlined in our policy support guides and documentation on our website, so customers can review it before purchasing.

You mentioned that the CCJ in question is around 20 years old. For policies purchased on or after 01/07/2025, CCJs only affect eligibility if they have occurred within the last 15 years, so the age of a CCJ can make a difference depending on the circumstances.

If you’d like us to look into this further or discuss your eligibility in more detail, please feel free to contact our team. You can email us at support@bikmo.com or call +44 1244 470337, and we’ll be happy to help.

Thank you,

Team Bikmo

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