Mettle Reviews 

6.447
TrustScore 4.5 uit 5

4,6

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

⭐⭐⭐⭐⭐ Outstanding customer service from Mettle. After receiving a new iPhone, I found myself locked out of my Mettle account. I spent several days trying to regain access on my own and excha... Toon meer

Beoordeeld met 5 van de 5 sterren

These guys at mettle are absolutely fantastic, I got scammed by a caller & I couldn’t sleep or eat with worry… mettle managed to reimburse the full amount & kept me up to date with it all!! Truly the... Toon meer

Beoordeeld met 5 van de 5 sterren

I’ve been a Mettle customer for 2 years. Excellent account and so easy to use. I had some fraudulent transactions this morning - naturally a very worrying thing to happen - Mettle live chat resolved... Toon meer

Beoordeeld met 5 van de 5 sterren

I was recommended Mettle by a business friend & I’ve been thoroughly pleased with all of my interactions so far. The set up process went smoothly & now I’m using the app it just makes business banking... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Bank

Over Mettle

Geschreven door het bedrijf

Mettle is the free business bank account by NatWest that helps small businesses get paid faster and better manage their finances. It’s built for small businesses, startups, limited companies and sole traders.

Customers can apply for an account in minutes, create and send customised invoices and connect to accounting software to help keep track of their books. The account comes with a UK account number and sort code and an in-app chat feature so that customers can speak to real people when they need help.


Contactgegevens

4,6

Uitstekend

TrustScore 4.5 uit 5

6K reviews

5 sterren
4 sterren
3 sterren
2 sterren
1 ster

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4,6

Alle reviews

(6.447)

1.366 reviews in de afgelopen 12 maanden

Een review schrijven
Bedrijven op Trustpilot mogen geen beloningen aanbieden of betalen om reviews te verbergen. Reviews zijn de meningen van individuele gebruikers en niet van Trustpilot. Meer informatie

Beoordeeld met 2 van de 5 sterren

I was she was in Metel Bank for quite a…

I was she was in Metel Bank for quite a few years which was quite great for that but recently over three weeks I have had six blocks on my account and they cannot tell me why apart from it’s the system flag in something so each of those times to happen within 24 hours every time I put money into the account it book it 24 hours later the money clears. I try and move it out of the account to buy something pay for something, whatever it blocks it six times.

24 juni 2026
Review zonder uitnodiging
Logo Mettle

Antwoord van Mettle

Hi there,

Thank you for taking the time to leave us your review and we sincerely apologise for the experience you have had with Mettle.

Although we require to certain checks to keep our customers safe, we can appreciate the process can cause disruption to your day.

If you need any support or would like to discuss this with us further, please don't hesitate to reach out via the in-app chat service or our telephone line and we can support you further.

Beoordeeld met 5 van de 5 sterren

Mettle is very simple and spam free

Mettle is very simple and spam free. The app is very basic but does everything you need and is well designed. I’ve needed to contact Mettle a couple of times and it’s been easy and successful each time. Very good service.

7 juli 2026
Logo Mettle

Antwoord van Mettle

We really appreciate you taking the time to leave this review. It's fantastic to know you're having a great experience with Mettle!
We're always looking to improve, so feel free to drop us a message at support@mettle.co.uk or via the in-app chat.

Beoordeeld met 1 van de 5 sterren

They charge for fraud chargebacks…

They charge for fraud chargebacks (£100) when most other banks don't charge that. It is an optional charge to the customers and they inforce it- other banks waive this fee. Imagine getting scammed and charged £100 for them to investigate and reimburse? Terrible!

3 juni 2026
Review zonder uitnodiging
Beoordeeld met 5 van de 5 sterren

10/10 Recommend!

I was recommended Mettle by a business friend & I’ve been thoroughly pleased with all of my interactions so far. The set up process went smoothly & now I’m using the app it just makes business banking so much easier. 10/10 Recommend!

1 juli 2026
Review zonder uitnodiging
Logo Mettle

Antwoord van Mettle

Thank you for the positive review. We're glad to hear you're having a positive experience with your Mettle account so far. Customer feedback is incredibly important to our team, so feel free to message us anytime at support@mettle.co.uk or via the app.

Beoordeeld met 1 van de 5 sterren

I have applied for a mettle account…

I have applied for a mettle account well over two week now. And still no account and still waiting. No feedback only an ai bot to talk to on messenger. Avoid and find an alternative.

30 juni 2026
Review zonder uitnodiging
Logo Mettle

Antwoord van Mettle

Thanks for sharing your feedback, and please accept our apologies for the frustration caused by the delay.

We can see that you recently contacted our support team, and we have now discussed this situation with you directly to clarify the status of your application.

We appreciate your patience while we got back to you, and we wish you the very best with your business moving forward.

Beoordeeld met 5 van de 5 sterren

Excellent service

Excellent service, never regret I’ve open account with mettle thanks for your excellent service always 👍🏽

30 juni 2026
Review zonder uitnodiging
Logo Mettle

Antwoord van Mettle

We really appreciate you taking the time to leave this review. It's fantastic to know you're having a great experience with Mettle!
We're always looking to improve, so feel free to drop us a message at support@mettle.co.uk or via the in-app chat.

Beoordeeld met 1 van de 5 sterren

Absolute nightmare

Absolute nightmare, I applied for a business account two weeks tomorrow, my credit rating is superb, I've answered all of there questions, still waiting.
So today I applied for business account with Starling, which rates the best business bank on Chatgpt, within three hours it was all done, approved and opened.

15 juni 2026
Review zonder uitnodiging
Logo Mettle

Antwoord van Mettle

Please accept our sincere apologies for the delay in opening your account and for any inconvenience this has caused your business. A member of our team has reached out to you directly to resolve this matter.

Beoordeeld met 5 van de 5 sterren

Great App

App is really easy to use and access. Disappointed I can't have a second account at this time

18 juni 2026
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Antwoord van Mettle

Hi Mandy,

Thanks for the great review! We’re so glad you're having a good experience with Mettle. Our team will contact you soon with information about second Mettle business account.

Customer feedback is incredibly important to our team, so feel free to message us anytime at support@mettle.co.uk or via the app.

Thanks,
Mettle

Beoordeeld met 1 van de 5 sterren

Waste of time

Waste of time, Ill take my business elsewhere

18 juni 2026
Review zonder uitnodiging
Logo Mettle

Antwoord van Mettle

Hi there, we are sorry for the experience you have had with us.

If you would like to discuss this further, please contact us at support@mettle.co.uk

Beoordeeld met 2 van de 5 sterren

Refuses To Do What A Bank Should Do

For most of my time with Mettle I experienced zero issues.

Sadly I’ve now had to contact their support to do a chargeback in relation to an issue where goods have not been rendered.

Legally I am entitled to my money back (a sum of over £200) and as stated on citizens advice website the first step is contact the company who didn’t provide the goods or services (which was done and ignored) then second step is to get your bank to do a chargeback.

I made contact with mettle and they just refused. Told me to contact the company who hadn’t provided the services. Despite the fact I already told them and offered proof of this.

So I reiterated I had done this and informed them of what citizens advice has said to do. I asked if they were going to assist in this as my bank since I am legally entitled to get my money back and mettle refused to help.

As a result all my faith in this bank is gone, what good is your bank if they blatantly don’t care to help or assist in situations like this?

I am now in the process of moving to a different business account with another bank who:
A) doesn’t charge for withdrawals like mettle does
B) offers cash back on purchases unlike
Mettle
C) has actual branches you can visit (despite being run by NatWest and NatWest branch will claim they can’t help mettle customers)

A few years ago mettle was easily 5* but over time they are letting themselves slip hoping a previously good reputation keeps them afloat.

15 juni 2026
Review zonder uitnodiging
Logo Mettle

Antwoord van Mettle

Hi there,

Thank you for taking the time to share your feedback with us.

We are sincerely sorry for the inconvenience this situation has caused.

After a thorough review of the transaction, we regret to inform you that this specific payment does not qualify for a chargeback under the mandatory regulatory guidelines we must follow.

We cannot discuss specific financial details on TrustPilot due to the account privacy and security reasons. We have sent the details directly to you via our secure in-app chat.

If you have any further questions or require additional clarification, please reply directly to us within the app, and our team will be happy to assist you further.

Thanks,
Mettle

Beoordeeld met 5 van de 5 sterren

Excellent app for managing a small…

Excellent app for managing a small business

15 juni 2026
Logo Mettle

Antwoord van Mettle

Hi Keith, thanks for sharing your feedback with us. We're pleased that Mettle is meeting your needs.





We're always looking to learn from our customers, so please don't hesitate to reach out through in-app chat or at support@mettle.co.uk with any future feedback.

Beoordeeld met 5 van de 5 sterren

Love the account and the freeagent that…

Love the account and the freeagent that comes with it. Makes keeping records so much simpler.

15 juni 2026
Logo Mettle

Antwoord van Mettle

Thank you for the great review. We're glad to hear you're having a positive experience with your Mettle account so far.

Customer feedback is incredibly important to our team, so feel free to message us anytime at support@mettle.co.uk or via the app.

Beoordeeld met 5 van de 5 sterren

Amazing app

14 juni 2026
Logo Mettle

Antwoord van Mettle

We really appreciate you taking the time to leave this review. It's fantastic to know you're having a great experience with Mettle!

We're always looking to improve, so feel free to drop us a message at support@mettle.co.uk or via the in-app chat.

Beoordeeld met 1 van de 5 sterren

Absolute joke, don't waste your time.

Absolute joke. Had to try day after day as they only take a certain amount of applicants per day. I did this for 3 weeks everyday, finally got through.
Took all my personal information, told me to wait until to 20 days for the application to be processed. Was then asked to provide more information and documents which I did.
My application was rejected with no explanation as to why. If I had known the application was going to be rejected I wouldn't haven't bothered even trying, complete waste of my time and feel used for my personal information.
I personally bank with Natwest which Mettle is a part of so clearly Natwest don't value their customer in anyway as I've been with Natwest all my life.
Shall be moving bank to a bank that want my business.
Don't waste your time.

13 juni 2026
Review zonder uitnodiging
Logo Mettle

Antwoord van Mettle

Thanks for reaching out Jennie. We appreciate our decision was not the outcome you were looking for.

When you apply for a Mettle account, we complete a number of checks to comply with our regulations. These checks include verifying your personal and business details against credit reference, fraud prevention, ID and company verification services. More information on this can be found in our Privacy Policy.

We have been sure to pass your feedback on to the relevant team, to ensure we continue to improve our processes and services going forward.

If you have any further questions, please don’t hesitate to reach out via in-app chat, or to support@mettle.co.uk

Thanks,
Mettle

Beoordeeld met 4 van de 5 sterren

App is easy to use with fingerprint…

App is easy to use with fingerprint login and clear interface. General experience has so far been very good. Dropped one star because of fees unexpectedly added to their service just after I joined, eg there's now a charge to pay cash into the account.

13 juni 2026
Logo Mettle

Antwoord van Mettle

We appreciate you leaving a review and sharing your experience with us. Hearing how you use your Mettle account helps us keep improving the app. If you have any further feedback or ideas, please drop us a line at support@mettle.co.uk or through the in-app chat.

Beoordeeld met 5 van de 5 sterren

Just the job!

Mettle app is easy to use and great support if any problems .

12 juni 2026
Logo Mettle

Antwoord van Mettle

Thank you for taking the time to share your feedback. It's great to hear that Mettle is working well for you right now. We value your input, so please reach out via in-app chat or at support@mettle.co.uk if you ever have more to share.

Beoordeeld met 5 van de 5 sterren

Best customer service ever

Best customer service ever
Best fraud team
Always ready to help customers
10/10

12 juni 2026
Review zonder uitnodiging
Logo Mettle

Antwoord van Mettle

Thank you for the positive review. We're glad to hear you're having a positive experience with your Mettle account so far. Customer feedback is incredibly important to our team, so feel free to message us anytime at support@mettle.co.uk or via the app.

Beoordeeld met 5 van de 5 sterren

Always someone to help when you so have…

Always someone to help when you so have a problem i use it for my business and you can do everything on there had this account for years

11 juni 2026
Review zonder uitnodiging
Logo Mettle

Antwoord van Mettle

We appreciate you leaving a review and sharing your experience with us. Hearing how you use your Mettle account helps us keep improving the app. If you have any further feedback or ideas, please drop us a line at support@mettle.co.uk or through the in-app chat.

Beoordeeld met 5 van de 5 sterren

Easy to use, great app.

Recommend this app.

10 juni 2026
Logo Mettle

Antwoord van Mettle

Thank you for taking the time to share your feedback. It's great to hear that Mettle is working well for you right now. We value your input, so please reach out via in-app chat or at support@mettle.co.uk if you ever have more to share.

Beoordeeld met 4 van de 5 sterren

I love this app

I love this app. It’s really good. The one criticism I have is that it’s not easy to delete previous items from the invoicing list so would you update things? The old ones remain.

10 juni 2026
Logo Mettle

Antwoord van Mettle

We really appreciate you taking the time to leave this review. It's fantastic to know you're having a great experience with Mettle!

I have raised this as feedback for you going forward.

We're always looking to improve, so feel free to drop us a message at support@mettle.co.uk or via the in-app chat.

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