Quontic Reviews 

I would like to start of by thanking Marcelo, Ray and Patricia for making the mortgage process easy. Great communication and professionalism. I would recommend them to anyone looking for a mortgage. Especially if self-employed.

Freedom couldn't be more free with everything at the touch of your fingers Quontic you the best so far...

Quontic bank backed up everything they said they would do for me to get a mortgage loan. This bank dont play no games. They help make my dream a reality. Joseph and his team will make sure you get approved. Just do everything they ask of you and follow directions.

Cory Graciano at Quontic Bank made the usually frustrating and tedious process of securing a Home Equity Loan totally painless! I will be recommending him to any family or friends moving forward, whether they are first-time homebuyers or looking to refinance. Cory was knowledgeable on all the loan products that could suit my individual needs. He was straightforward, honest, and completely transparent about the process. Throughout the entire process, he remained communicative and answered all of my questions (often anticipating them). I couldn't be more pleased with my experience with him. 

PLEASE DO NOT WASTE YOUR TIME! My husband and I applied for a home loan with Quontic Bank Jan. 2025. They began to piecemeal the documents that they needed. For example: They would ask for our homeowner's insurance, pay stubs, etc. The next month, they had a new list of requests. After a few months we were frustrated, wondering why they didn't request for everything at one time. They pulled our credit in Jan., March, & June. We provided EVERYTHING that they requested, and we were told that it looked good. We were led to believe that things were going well. We were clear to close. I checked my credit in June and saw that something was placed on my credit that I needed to dispute. My credit score dropped & my husband's credit score dropped some as well. Once that happened, we were all of sudden denied the loan. We feel that we were strung along for months with NO transparency. Our credit score was fine 6-months ago when the process started. Even one month ago. We are extremely upset and frustrated because we Know that it doesn't take any bank 6-months to complete a home loan process.

We have wasted money, because we paid for 2-home appraisals. We have wasted time. By now, we could have gone to another banking institution and been done with this process.

i was not too familiar with the Quontic Bank name at first, but their products for alternative type borrowers are attractive and appropriate for today's environment. It's a big plus --My mortgage consultant, Cory G, was exceptional, which made the process even smoother. I highly recommend them.

My mortgage consultant was Marcelo Bianchi-Montana and he was fantastic from the start answering all my questions and treating me like family. I also worked with Patricia Almodovar and Vasiliki Athanasopoulos and they were also fantastic. And to close it all off Ray Duran was great and knew the perfect time to lock my rate. Thank you all again and definitely recommend this team.

Would like to personally thank Cory Graciano for his hard work and dedication very helpful in every situation in dealing with my mortgage

From the beginning, Cory was able to walk me through every step of the loan. Any issue that came up he was able to get it resolved. I Can’t thank you enough for getting me a loan that I couldn’t get elsewhere.Thanks again

I’ve had a savings and checking account with Quontic for several years, and after shopping around with a few lenders, I decided to get my mortgage through them. Of the three lenders I considered, Quontic offered the best rate — unfortunately, that rate was the only positive part of the experience.

Working with Cory Graciano and the Quontic mortgage team was frustrating from start to finish. Closing was chaotic, with new, required reports being dropped on me less than a day before the scheduled closing. They asked me to pay for an appraisal, then later decided it wasn’t necessary — and only refunded a portion of the cost.

I would strongly recommend avoiding Quontic if you're shopping for a mortgage. If you do go with them, make sure to clear your schedule the day before closing — you’ll likely be jumping through last-minute hoops.

Technically all my errors, but service is non-existent. Forgot there would be a hold on initial new account and deposits, which were significant. Needed to wire money out and, for a week, was provided documents to complete, which I did wrong, re-submitted again and, then, four days later they tell me they're not going to wire the funds because of the account hold. It took over an hour each time I tried to connect with someone in service regarding he wire, their "chat" function goes from live to AI in flash of an eye; no one mentioned it couldn't be sent due to the hold. After all of that, they determined they were closing the account with the only practical option being having a cashiers check sent at their leisure; would not even commit to processing today, the day of closure, or when they would drop check in the mail, all while they continue to accrue interest on my spouse's funds, which she's also losing.

Excellent service
Helped me in difficult situation
I personally thank Joseph Allison
🙏🏼🙏🏼🙏🏼🙏🏼

Joseph Allen and Christina Caruso were outstanding. Extremely responsive, knowledgeable and on top of every detail. I would highly recommend working with this team.

I opened the money market account in February 2025 when Quontic offered an APY of 4.75%. In late February the APY was dropped to 4.50%. In March 2025, the APY dropped to 4.25%. As of today 4/14/25, other banks that offered 4.75% in February now offer 4.50%. Therefore, I am disappointed that Quontic is no longer offering competitive interest rates on the money market account.

trustworthy, direct, and easy process. i received a difficult loan due to building 40 year certification not yet completed. the team at Qu ontic made it happen.

Quontic took 3 weeks over the time they said they needed to close, almost losing the house with the seller. The original loan officer went on vacation with no notice, then the loan officer's manager took over the case and was a disrespectful and highly unprofessional individual. Her supervisor never returned any of my emails or calls to talk to me what is going on and why this was such a mess. We ended up paying over $25,000 more than we were estimated for closing cost and interest.

I LOVE LOVE LOVE THIS BANK! Of all the countless banks and credit unions I've dealt with over the years, this bank was INCREDIBLE. SO EASY TO DEAL WITH! When my CD matured at Quontic Bank, Quontic did an ACH transfer (NO WIRING FEE!) within a DAY of receiving my emailed instructions. And all Quontic required was the other bank's name, routing #, account #, type of account and a copy of my driver's license. That's it! I have struggled with every other bank and credit union in trying to transfer CD funds and it has taken me 3-4 WEEKS every time, with detailed forms and applications required from the sending bank. Really a mess and really difficult! Plus, the instructions from the sending banks were inevitably wrong and had to be resubmitted several times. A TOTAL PAIN, and I would lose the higher interest rate I was attempting to secure because the wait was so long! Really frustrating. Quontic Bank will be my definite choice for future banking. It's AMAZING!!!

We had a fantastic experience working with Quontic Bank for our mortgage. We worked with Fulvio, and we couldn’t have asked for a better person to guide us through the process. He was extremely helpful and knowledgeable in all aspects of the mortgage process, always quick to answer questions and explain things clearly.

Fulvio helped us secure a great rate, and the entire process was smooth and efficient from start to finish. As first-time homebuyers, we felt fully prepared and confident thanks to his support. We’re so grateful for the excellent service and would absolutely recommend Quontic Bank, and especially Fulvio, to anyone looking to finance their home.

I had a fantastic experience working with Kristina Kovacs on my home loan. She assisted me at every step of the process, from pre-approval to closing. She made the entire experience very rewarding. Thank you!

The team was always pleasant and was persistent and helpful in pushing us along to get all documentation together. They really worked diligently on our behalf.