Brenda Serna is the most professional person I know. She went out of her way to satisfy me. On the other hand I am very disappointed and feel I was discriminated against with a premium that is based u... Toon meer
Bedrijf heeft geantwoord
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Lees wat reviewers zeggen
My agent was great! Answered all my questions and provided valuable insight on a topic I with which I have little experience. I was provided a policy that I feel is completely suitable for my fami... Toon meer
Bedrijf heeft geantwoord
Worked with Jim Morecroft. I was recently laid off and lost my life insurance. I was uneasy about not having coverage to protect my family. Jim helped walk me through the process and made it fast a... Toon meer
Bedrijf heeft geantwoord
We were quoted one amount for $250k coverage but then charged a higher annual premium for the same $250 coverage. Why should we be charged extra because SBLI made a mistake. Honor what you quote.... Toon meer
Bedrijf heeft geantwoord
Bedrijfsgegevens
- Tijdelijke overlijdensverzekeringsmaatschappij
- Inkomensbescherming verzekering
- Persoonsverzekeringsmaatschappij
- Tussenpersoon voor levensverzekeringen
Over SBLI
Geschreven door het bedrijf
What Makes SBLI Unique?
For over 115 years, SBLI, The Savings Bank Mutual Life Insurance Company of Massachusetts, has protected policyholders with affordable and reliable life insurance solutions, including term life insurance and whole life insurance. Our life insurance specialists provide expert guidance tailored to your needs.
Our Commitment and Strength:
- AM Best Financial Strength Rating of A (Excellent),¹ its second-highest rating category.
- A+ Rating & Accreditation from the Better Business Bureau, its highest rating category.²
- Over 1,000,000 families protected since our founding.
- As a mutual company, we are owned by our policyholders, aligning our interests with yours.
- 1See www.ambest.com for more information.
- 2See www.bbb.org for more information.
Need Assistance?
We're here to help. Contact SBLI’s Customer Service team Monday – Friday, 8:00 a.m. to 6:00 p.m. Eastern Time.
Contactgegevens
1 Linscott Road, 01801, Woburn, Verenigde Staten
- 781-938-3500
- sblimarketing@sbli.com
- sbli.com
SBLI
4,3
Uitstekend
2K reviews
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Beware: Auto renewal at end of term life
Signed up for term life 15 years ago, and all of that was fine / transparent.
Beware: at end of term SBLI will auto renew you, without your input (I didn't want to renew) and get very aggressive about collecting a new, much higher premium. This feels fraudulent to sign me up without any input and without my consent.
3 februari 2026
Review zonder uitnodiging
Antwoord van SBLI
Thank you for sharing your feedback, Theo. We’re sorry to hear about your frustration regarding your term policy.
At the end of many term life policies, coverage may continue on an annually renewable basis unless a request is made to cancel. Policyholders are notified in advance of the end of their level term period and any changes to premium. That said, we would very much like the opportunity to review your specific situation to better understand what occurred.
Because we’re unable to locate your information based on this review alone, we encourage you to contact us directly so we can confirm whether you are an SBLI policyholder and look into this for you. Please note that we are not affiliated with SBLI USA.
Please don’t hesitate to reach out to us at customerservice@sbli.com or 800-694-7254, and our team will be happy to assist.
— SBLI Customer Care Team
The process was pretty straightforward
19 februari 2026
Antwoord van SBLI
We're happy to hear that the process was straightforward for you. Thank you for your feedback; we appreciate it.
I am overall happy with the insurance policies I have with SBLI
I am overall happy with the insurance policies I obtained with SBLI. I reported an issue with one of the policy rates presented, and SBLI quickly resolved the issue and the policy was then issued at the agreed upon rate. I am happy with how SBLI put the policy holder first.
26 februari 2026
Antwoord van SBLI
Thank you so much for your thoughtful review, Michael.
We truly appreciate you giving us the opportunity to look into your concerns and are glad we were able to resolve the issue promptly. Providing clear communication and putting our policyholders first is always our priority, and it means a great deal to hear that reflected in your experience.
Thank you for choosing SBLI and for placing your trust in us. If you ever need anything in the future, we’re here to help.
— SBLI Customer Care Team
Very responsive and helpful through the…
Very responsive and helpful through the process.
18 februari 2026
Antwoord van SBLI
We appreciate you taking the time to share your positive experience. We're happy to hear that our team was helpful and responsive!
exceptional customer service
Joelle Palmisano provided exceptional customer service throughout thhe process. She was knowledgeable, patient, and took the time to clearly explain each step, which made everything feel simple and stress-free. I truly appreciated her responsiveness and professionalism. Thanks to Joelle’s support, I felt confident and well taken care of from start to finish.
13 februari 2026
Antwoord van SBLI
We're happy to hear that you had such a positive experience. We appreciate your kind words regarding the support you received. It's great to know that you felt confident and well taken care of throughout the entire process. Thank you for your feedback.
Helpful communication
Helpful communication, clear next steps, timely follow up. No surprises or fire drills.
20 februari 2026
Antwoord van SBLI
We're happy to hear that our communication was helpful and clear, and that our follow-up was timely. We appreciate your positive feedback!
Secure letter was sent to me in error
I received a secure email that did not have my account number, which SBLI was stating to the owner that it had been changed. Too many layers exist at SBLI the person that answers the call should have the access and authority to see a policy and respond to questions. Waiting 10 days for a response is ridiculous and leaves room for errors.
17 februari 2026
Antwoord van SBLI
Thank you for taking the time to share your feedback. We’re truly sorry to hear about your recent experience and understand how frustrating this situation must have been.
We apologize for the confusion surrounding the secure email and the concern it caused. To help protect our customers’ personal information, certain identifying details, such as full account numbers, are not included in communications. That said, we understand how receiving a message like this without clear context could create uncertainty.
We also regret the delay you experienced in receiving a response. We understand how that can add to frustration and concern. Your feedback regarding accessibility, response time, and service layers has been shared with our team as we continue working to improve our processes and communication.
If you have any additional questions or would like us to review your situation further, please don’t hesitate to contact us directly at customerservice@sbli.com
or 800-694-7254.
— SBLI Customer Care Team
The account representative and the…
The account representative and the agent are very nice and they are thorough with their explanation about the service.
30 januari 2026
Antwoord van SBLI
We're happy to hear that the account representative and the agent provided thorough explanations about our service. We appreciate your positive feedback and thank you for your time.
We appreciated the quick response we…
We appreciated the quick response we received from SBLI. They addressed our concerns and helped us continue the coverage we needed for life insurance.
Highly recommended!
21 januari 2026
Antwoord van SBLI
We're happy to hear that we could quickly address your concerns and help you maintain your life insurance coverage. We appreciate your recommendation!
Antwoord van SBLI
We're happy to hear that you had a positive experience with our quick and efficient service. Thank you for your valuable feedback!
Good people, but a considerable hiccup in process
Everyone I worked with was great, but my application got lost during a system transition and it took 3 months of phone calls to finally get it through underwriting. There has to be an easier way to check on the status of a pending application and then initiate action.
8 januari 2026
Antwoord van SBLI
Thank you for taking the time to share your experience. We’re glad to hear that the people you worked with were helpful, but we sincerely apologize for the frustration caused by the system transition and the delay in underwriting. That’s certainly not the experience we aim to provide.
We appreciate you bringing this to our attention, and we’re happy to share that the issue on our end has since been resolved. Your feedback is valuable and helps us continue improving our processes and communication.
If you have any additional questions, please reach out to customerservice@sbli.com. We’d be happy to help.
The process of purchasing a life…
The process of purchasing a life insurance policy from SBLI was acceptable, or even good.
The SBLI "system" that caused me to renew/replace my policy lacks transparency and explanation of how the process works and what options (smart/best options) exist. Frankly I feel like I was "ripped off" for many years. Not Happy with the SBLI practices for handling expiring policies.
John Ingalls
808 745 0758
24 januari 2026
Antwoord van SBLI
Thank you for sharing your feedback. We’re glad to hear that the initial purchasing process met your expectations, but we’re truly sorry to learn about your frustration regarding the renewal and replacement of your policy.
We understand how important transparency and clear communication are when it comes to policy options, especially as coverage terms change or expire. Your concerns about understanding available options and feeling unsupported during that process are taken seriously.
We appreciate you bringing this to our attention, as feedback like yours helps us evaluate and strengthen our practices.
If you have any additional questions, please reach out to customerservice@sbli.com. We’d be happy to help.
I have used SBLI previously
I have used SBLI previously. They provide the best rates for term policies, the agent was very helpful, and the process was straightforward.
21 januari 2026
Antwoord van SBLI
We're happy to hear that you had a positive experience with our term policies and helpful agent. We appreciate you mentioning our straightforward process and the great rates we offer. Thanks for your feedback!
Excellent customer service!!!
16 januari 2026
Antwoord van SBLI
We're glad everything went smoothly. Thank you for your feedback!
Easy online quote and connected by phone
Easy online quote. Connect with agent via phone. E-signed authorization for medical records. Arranged for nurse to perform vitals at my home. Followed up by email with additional information. It took about 6 weeks for approval. I requested insurance in December before Christmas.
6 januari 2026
Antwoord van SBLI
We're happy to hear that the online quote and agent connection were easy for you. We appreciate your description of the process, from e-signing to the at-home nurse visit. We're glad everything went smoothly. Thank you for your feedback!
John your agent was great
John your agent was great. Made the process as easy as possible. I did a lot of research before I chose them, and I glad I made the decision to use SBLI.
3 januari 2026
Antwoord van SBLI
We're happy to hear that the process was easy, and our agent was great. We appreciate you choosing us after doing your research. Thanks so much for your feedback.
Buying life insurance did not leave me with a smile.
I was shocked to learn that my monthly estimated premium was revised up by about 75% for what I consider to be a poor reason. Really, one seemingly insignificant thing that any average person may have included made me a 75% greater life insurance risk? I just find that to be very hard to believe. You should have more refined pricing model that recognizes this change was due to one thing and one thing alone should not represent such a high increase. Especially taken into the proper context.
30 december 2025
Antwoord van SBLI
Thank you for sharing your experience. We understand how discouraging it can feel when a premium changes.
Initial quotes are based on limited information, and final pricing is determined after a full underwriting review using established guidelines that consider the full picture. We know this can be frustrating, and we appreciate your patience through the process.
We’re also glad you decided to move forward and become an SBLI policyholder. Thank you for choosing us, and for taking the time to share your perspective. If you’d like to talk through the outcome or explore options, our team is here to help.
Did not leave me with a warm and fuzzy feeling.
I think the underwriter was too critical and read too much into one piece of medical information. Especially given the way my doctor characterized this for me. Lack of clarity on how one could start at a good rating and be marked down to what appears to be average with the difference resulting in approx. 45% increase in premiums was a shock. A 10% or 20% increase would have seemed more appropriate having moved from one category to the next from my consumer sided view. A 45% increase seems like I went from good to bad. The agent did a good job of explaining things, but that still did not leave me in a warm and fussy "good place."
30 december 2025
Antwoord van SBLI
Thank you for taking the time to share your experience. We understand how disappointing it can feel when a premium changes more than expected, even after thoughtful conversations along the way.
Final pricing is determined after a complete underwriting review using established guidelines, and while the process is designed to be consistent and fair, we know the outcome can still feel difficult from a personal perspective. We’re glad to hear your agent took the time to explain things and support you through the decision.
We also appreciate that you chose to move forward and become an SBLI policyholder. Thank you for your trust and for sharing your feedback. If you’d ever like to revisit your coverage or talk through options, our team is always here to help.
Exceptional service
Exceptional service. They went above and beyond and explained everything.
25 december 2025
Antwoord van SBLI
We're happy to hear that you had such a positive experience with our service! Thank you for letting us know that we exceeded your expectations.
Great customer service experience.
My sales representative Jeffrey Taylor did an outstanding job guiding me through the application process. He was patient, polite and professional. I highly recommend him and SBLI.
16 december 2025
Antwoord van SBLI
We're happy to hear that you had a positive experience. We appreciate you highlighting the patience, politeness, and professionalism demonstrated during the application process, and we thank you for recommending us.
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