BHSF Reviews 

8.395
TrustScore 5 uit 5

4,8

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Lees wat reviewers zeggen

Beoordeeld met 5 van de 5 sterren

BHSF is a very valuable cover system for month by month medical expenses e.g. dental, optician, consultations. Scan your receipts or put through the digital receipts directly as a paid up member and... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Today I had the pleasure of speaking to Jackie, who solved all my issues, she was like wonderwomen. My direct debits have been coming out from the wrong account, so i stopped them when i realized... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

Amazing customer service from Pal today. Easy to find the telephone number. Got through to an agent after only a short wait. The agent understood and addressed my query very efficiently, politely, and... Toon meer

Bedrijf heeft geantwoord

Beoordeeld met 5 van de 5 sterren

When I made an enquiry with the Birmingham Hospital Saturday Fund last week my telephone advisor was truly excellent. A few issues came up but Marie was truly polite professional courteous knowledgeab... Toon meer

Bedrijf heeft geantwoord

Bedrijfsgegevens

  1. Ziektekostenverzekeraar
  2. Geestelijke gezondheidszorg

Geschreven door het bedrijf

BHSF provide affordable health insurance for individuals, employees and intermediaries. Employee health and wellbeing benefits and HR support services

Over 150 years of putting people first. Affordable health cash plans and wellbeing solutions for businesses and individuals

Geschreven door het bedrijf

Introducing our new Health & Wellbeing Plan for employees
Provide your employees with convenient digital, preventative care and valuable health plan benefits. Our business health plan offers easy, digital access to essential services like dental, optical, physiotherapy, and skin cancer screening, along with financial support for routine healthcare costs.

Contactgegevens

4,8

Uitstekend

TrustScore 5 uit 5

8K reviews

5 sterren
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4,8

Alle reviews

(8.395)

949 reviews in de afgelopen 12 maanden

Een review schrijven
Bedrijven op Trustpilot mogen geen beloningen aanbieden of betalen om reviews te verbergen. Reviews zijn de meningen van individuele gebruikers en niet van Trustpilot. Meer informatie

Beoordeeld met 5 van de 5 sterren

Very efficient service

Very efficient service. Always impressed with how quick our claims are handled.

27 mei 2026
Logo BHSF

Antwoord van BHSF

Hi Raymond,

Thank you for your fantastic 5* review.

It's lovely to hear you're happy with the speed and efficiency of our service. We look forward to receiving your next claims.

BHSF

Beoordeeld met 5 van de 5 sterren

I feel well looked after and any…

I feel well looked after and any problems with me will be sorted. Been with you many years and always hod excellent service.

27 mei 2026
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Antwoord van BHSF

Hi Phillip,

Thank you for your wonderful 5* review.

We're delighted to hear you continue to be happy with your experience with us over the years. We hope to be of service for many years to come.

BHSF

Beoordeeld met 5 van de 5 sterren

Claim for optical settled

Claim for optical settled

27 mei 2026
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Antwoord van BHSF

Hi Lynda,

Thank you for your excellent 5* review.

It's great to hear you're happy with the service we provide. If you ever need any guidance, or have any questions about your policy, please don't hesitate to get in touch.

BHSF

Beoordeeld met 5 van de 5 sterren

Quick turn around of claim using online…

Quick turn around of claim using online portal.

27 mei 2026
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Antwoord van BHSF

Hi Jenny,

Thank you for your excellent review and 5* rating.

We're so glad to hear you're happy with the speed of our service. We hope we can be of assistance in the future.

BHSF

Beoordeeld met 5 van de 5 sterren

Great service

Very efficient,quick and easy to do.Payments are also very quick ,paid after a couple of working days.

Great service,would recommend

27 mei 2026
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Antwoord van BHSF

Hi Customer,

Thank you for your wonderful 5* review.

It's great to hear you're happy with your overall experience with us here at BHSF. We look forward to receiving your next claim.

BHSF

Beoordeeld met 5 van de 5 sterren

Submitted my claim

Submitted my claim. Processed quickly. Very efficient

27 mei 2026
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Antwoord van BHSF

Hi Leighton,

Thank you for your fantastic 5* review.

We're glad to hear you're happy with the speed and efficiency of our service. If you ever have any questions, or need any guidance, please don't hesitate to get in touch.

BHSF

Beoordeeld met 1 van de 5 sterren

Still waiting a response on my query

Still waiting a response on my query.
Had the dropdown been available, the service would have been good

27 mei 2026
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Antwoord van BHSF

Hi member,

We're very sorry to hear of your 1* review, but we don't quite understand what you're referring to, or the 'dropdown' that you think should've been available.

We would love to help and try to sort things though, so would suggest that you attempt to call our Helpdesk on 0121 454 3601 (open 9-5 Mon-Fri) when you get a chance to do so, where a member of the team will hopefully be able to help.

BHSF

Beoordeeld met 5 van de 5 sterren

Quick easy payments

Quick easy payments

27 mei 2026
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Antwoord van BHSF

Hi Kristian,

Thank you for your fantastic 5* review.

It's great to hear you're happy with the speed of our service. We hope we can be of service again in the future.

BHSF

Beoordeeld met 3 van de 5 sterren

I had one claim rejected because the AI…

I had one claim rejected because the AI machine didn't see the second date on the invoice.

27 mei 2026
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Antwoord van BHSF

Hi Customer,

Thank you for taking the time to leave us a review, but we're sorry to say that you may've left a review for the wrong company, as BHSF do not use AI at any point during our claims process.

We're proud that all of our claims are manually assessed by human beings. However, this does regrettably mean that mistakes can happen from time-to-time, as even with 99.99% accuracy, dealing with over 1000 claims a day can result in the occasional error, which we would sincerely like to apologise for. In the rare scenario that we do make a mistake, we kindly ask Policyholders to contact us directly so we can correct it as soon as possible.

Please get in touch with our Helpdesk directly if this is something you would like us to look into further.

BHSF

Beoordeeld met 5 van de 5 sterren

Very helpful today

Pal very helpful today, customer service excellent, thanks!

29 mei 2026
Review zonder uitnodiging
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Antwoord van BHSF

Hi N Martin,

Thank you for your fantastic 5* review.

It's lovely to hear you're happy with the service provided by our Helpdesk team. We'll be sure to pass along your kind words to Pal and her manager. We hope to be of service again soon.

BHSF

Beoordeeld met 5 van de 5 sterren

Excellent service.

Always submit my application online it’s super easy to do and always get a decision within 3-4 days. Never had a problem with any claim I’ve made. Would highly recommend this company.

29 mei 2026
Review zonder uitnodiging
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Antwoord van BHSF

Hi Fiona,

Thank you for your excellent 5* rating and review.

We're so glad to hear you're happy with the speed and efficiency of our service. If you ever have any questions about your policy, or need any guidance, please don't hesitate to get in touch.

BHSF

Beoordeeld met 1 van de 5 sterren

Avoid and go with another company

Avoid and go with another company. I tried to claim on the Diagnostic Consultation and they refuse to pay even though I have a referral Email from a Private Consultant referring me to another specialist. Apparently it has to be a GP referral even though I had no need to go to my GP. Basically I would have wasted a GP appointment because this company won't budge. I do not see the difference between a GP or a Consultant referral, its the exact same thing. Clearly their Customer Services work from scripts and have no flexibillity. Only thing I have been able to claim on is Dental for £100 limit. Not worth the monthly fee I pay. A scam company & I will not be renewing with them next year via my Employer.

Update to response by BHSF:
I was initially assessed by a qualified medical professional. My GP referred me to a consultant last year, and I subsequently underwent surgery. Since then, I’ve experienced a couple of issues and returned to the same consultant, who has now referred me on to another specialist better suited to address them.
Given that I am already under the care of specialised consultants with much more expertise than a GP, I don’t see the value in going back to my GP and taking up their time when I’ve been directly referred by a specialist professional.

Also given that my treatment has been directed by qualified consultants, it wouldn’t have been reasonable to pause and seek your Helpdesk confirmation before proceeding. I would expect that referrals made by recognised medical professionals are sufficient to demonstrate the legitimacy and necessity of the care received.
I feel this is an example of a company finding any wat not to pay out. A little flexibillity goes a long way and would retain existing policy holders.

27 mei 2026
Review zonder uitnodiging
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Antwoord van BHSF

Hi NorfolkLad,

Thank you for taking the time to leave us a review, and we’re very sorry to hear of your disappointment.

The T&Cs of our policies outline what the requirements are for each/ every benefit, including any exclusions. Unfortunately, we can’t cover every single product/ service/ treatment an individual can purchase in respect of their own personal wellbeing under one policy, as the monthly cost for such a plan would be exorbitant. This is why we encourage Policyholders to read their T&Cs and/ or contact us directly for guidance, if they’re looking to claim for something new.

The requirement of an initial GP referral/ recommendation proves that the Policyholder has seen a medically trained professional to begin with, who has then provided clear/ appropriate guidance on where/ who they can go to next for a more specialised/ expert opinion. This is also one of the reasons we include a GP Helpline under most of our policies, as they can provide the requisite referral/ recommendation if contacted, and save valuable NHS GP time.

In future, we’d suggest that you contact our Helpdesk directly for guidance and/ or review your policy T&Cs before committing to something you may wish to try and claim for, and we hope to be of service in future.

BHSF

Beoordeeld met 5 van de 5 sterren

The website is very easy to use

The website is very easy to use, especially as you can send photographs of evidence needed for claim. The message sent when the claim is received, is useful. The payment comes through really quickly. A great service.

27 april 2026
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Antwoord van BHSF

Hi Sheila,

Thank you very much for your kind words and if you can ever think of anything we can do to make life even easier, please let us know and we'll see what we can do!

BHSF

Beoordeeld met 5 van de 5 sterren

I really value the great customer…

I really value the great customer service, thank you Neil Ryder. 😊 my BHSF account is really important to me and being able to get quick advice and support is priceless.

22 mei 2026
Review zonder uitnodiging
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Antwoord van BHSF

Hi Elaine,

Thank you very much for your great 5* review, and we'll always be here to help if needed.

BHSF

Beoordeeld met 5 van de 5 sterren

I would like to thank Neil Rider he was so helpful with our queries nd got back to us on the same day, thank you Neil

I would like to thank Neil Rider he was so helpful with the queries we had and got back to us on the same day. Thank you Neil from Jill & Benjamin Ball

22 mei 2026
Review zonder uitnodiging
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Antwoord van BHSF

Hi Jill,

Thank you very much for taking the time to leave such amazing feedback and we hope to be of such assistance again in the future.

BHSF

Beoordeeld met 5 van de 5 sterren

Speedy response , excellent customer care

Speedy response received from Neil Ryder, many thanks for the information provided .

20 mei 2026
Review zonder uitnodiging
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Antwoord van BHSF

Hi Peter,

Thank you for your lovely 5* review.

We're so glad to hear you're happy with the service provided by our Helpdesk team. We'll be sure to pass along your kind words to Neil and his manager. We hope to be of service again in the future.

BHSF

Beoordeeld met 5 van de 5 sterren

Prompt service and friendly staff

6 mei 2026
Review zonder uitnodiging
Logo BHSF

Antwoord van BHSF

Hi Carol,

Thank you for your excellent 5* review.

It's great to hear you're happy with your recent experience with us. If you have any questions, or need any guidance, please don't hesitate to get in touch.

BHSF

Beoordeeld met 5 van de 5 sterren

Claims quert

I called BHSF today and spoke to Hope Daniel who was so helpful. I was calling to check on a claim I had put through. Although she could not give me an immediate answer she took my details, said she would speak to the team and then contact me. Within 10 minutes this was done and my claim is being processed.
Excellent customer service from all concerned.
She also fully answered another query I had regarding my policy.

19 mei 2026
Review zonder uitnodiging
Logo BHSF

Antwoord van BHSF

Hi Carol,

Thank you for your amazing 5* review.

We're delighted to hear our Helpdesk team were able to assist with your query swiftly. We've passed along your kind words to Hope and her manager. We hope we can be of service again in the future.

BHSF

Beoordeeld met 5 van de 5 sterren

Dental Claim

Excellent efficient service was stuck with the Portal called the helpline answered quickly which is rare these days and the Lady was so helpful

13 mei 2026
Review zonder uitnodiging
Logo BHSF

Antwoord van BHSF

Hi Andy,

Thank you for your lovely * review.

We're so glad to hear our Helpdesk team were able to assist with your query with speed and efficiency. If you have any further questions, or need any guidance, please don't hesitate to get in touch.

BHSF

Beoordeeld met 5 van de 5 sterren

Neil Ryder was very helpful with my…

Neil Ryder was very helpful with my query as I had to return a payment and did not know how to go about this. He was very efficient and communicated once received

13 mei 2026
Review zonder uitnodiging
Logo BHSF

Antwoord van BHSF

Hi Alison,

Thank you for your wonderful 5* review.

It's great to hear you're happy with your recent experience with our Helpdesk team. We'll pass along your kind words to Neil and his manager. We hope we can be of service again soon.

BHSF

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